WELCOME ABOARD
Your
Author Host 
   Ray Paulsen 



 

 

 

 

 

On average a buyer purchase a car every
2 - 5 years

 the average salesperson sell
2 - 5 cars a week

 the odds are not with you on the battlefield without homework

STRAIGHT FORWARD

expertise from years of experience with no need to Nickel or Dime consumers with hidden agendas to buy books. CD's or having to join a newsletter to get answers

Ray Paulsen has answered over 3000 Consumer Questions on the www, view over 700 posted by Allexerts.com of America

Who are the # 1 Scammers in the Auto�Industry

If you think Dealers and Salespeople - think again

 

Buying a car is not one transaction
There are four rolled into one

*Car Price
*Financing
*Trade Value
*Business Office

The Dealer sees all four as ways to profit

         

The Salesmen with their checkered jackets...bow tie and polyester pants have all been replaced by highly trained sales consultants, loaded down with computers at their finger tips... there are no used cars anymore - they are now all pre-owned gentle vehicles
But one thing that has not changed is the negotiation process.

 

A recent study found the average American walks about 900 miles per year.

Another study found Americans drink, on average, 22 gallons of beer a year.

That means, on average, Americans get about 41 miles to the gallon.

Kind of makes you proud to be an American.

Next to purchasing a home, transportation is the single most expensive commodity in the average household

It's a huge investment!!! Your Mom and Dad had very few information references when buying their first car. They were confined to the library, magazines, books, word of mouth and trust. Today, there are no excuses for not getting the value you deserve. You simply type a few keywords into your search engine and thousands of links are at your fingertips! Unfortunately, little has changed over time

Dealerships still have the upperhand and profit more than ever...WHY??
What's the point of having all the answers in front of you if you don't follow the proper steps to purchasing a vehicle?  Many consumers have been on the computer for hours gathering information and then enter a dealership with a know-it-all attitude but leave with the short end of

the stick! Helloooooo this is now... not the 60's, 70's or 80's!!!

TOP 10 MISTAKES BUYERS MAKE 

# 1...Shopping with only monthly payments in mind
# 2...Declaring to a salesperson "I'm paying cash,
what's your best price?
# 3...Not properly doing a test drive

# 4...Total trust in the dealership and/or salesperson
# 5...Not getting the full history of the vehicle
# 6...Getting sucked into after market products
# 7...Advertisements that guarantee top dollars for trade
# 8...Not negotiating scratches, dents, Owner's Manual, extra keys
# 9...Not shopping around (going to only one dealership)
# 10...Letting emotions rule over logic

Any one of these  10 mistakes   could cost you thousands of dollars or have a lemon parked in your driveway. Be honest with yourself: Did you cover these 10 steps when purchasing your last vehicle?



BUYING A BRAND NEW VEHICLE?  

There has not been a better time to buy a new car than June - July 2009 ALL the major auto manufacturers are offering huge rebates and low APR financing on all of their popular models. Dealers are selling vehicles below invoice and they are ready to make a deal with you


If you're a resident of the United States I highly recommend you get Free Price Quotes at Edmunds.com  and Automotive.com   they are the leaders for free quotes on the Internet 

                                            Free Price Quotes at Edmunds.com     Get a Free Discount Price Quote! 

For Canadian Quotes click here /carcost.html

There is no catch and it's Free! Dealers compete for your business online and I assure you that the prices quoted will be the lowest. Once you are in the price discussion mode, show them the quote and tell them you are willing to pay a fair price, you'll be one step ahead of the salesperson, who will try to swindle you for profit without knowing you have the final price in your back pocket. Five minutes of your time will save you hundreds of dollars

In my experience, approximately 80% of consumers could have saved hundred of dollars (20% of these consumers would have saved thousands) when they purchased their vehicles if they had only followed a few easy steps to help them investigate their options.


HOW TO NEGOTIATE YOUR BEST PRICE

Unless your a professional with many years of experience in the field don't think for one moment your in the " know " your angle is covered  here are a few pointers how:  dealers negotiate  how you negotiate. 

 

Compare Your Credit Score - With the US Population

You pay your bills on time and figure you are in good standing when you apply for a loan. Without knowing your actual credit score, you could be accepting terms at a higher rate if your report card may shows an error that needs to be removed. If you know your current credit score, here is how you rate       credit score. 



Beware the Type Contract You Sign

* You buy a car * Sign a contract * Drive car home * 
A few days later the dealer calls and demands a new contract to be signed, or worse yet, you must return vehicle and deal is off  car tips   


How Much are you Paying for Auto Insurance ?

 I was a consumer of habit that never had time to investigate the power of my own money

 

Annually my Auto Insurance arrived by mail for a renewal policy from a provider I been doing business with for 15 years, and without second thoughts I paid in full for another term, selling cars, making ends meet was the only priority.

With the tools at hand today 21st Century Insurance Company saved me $ 280 annually 
If you are a resident of the United States, within 5 minutes  you will know if you are paying to much on your present car insurance. It's a no hassle free quote, simply fill in the form and find out instantly, or get a quote on a vehicle you are considering buying 

Carfax® vs. AutoCheck: Which Vehicle History Report Should You Choose?
Is one really better than the other? " Aren't vehicle history reports all the same?" No they are not  http://www.usedcartips.org/ACCID.html