Identity Theft - Compare your credit score with others - Free Credit Reports Online
Identity Theft With the tools at hand today the FBI estimates that 11 million Americans will be a victim this year - putting your chances at around 1 in 27 of becoming a statistic.
Every day thousands of consumers are getting burned buying a car, some will have learned a lesson the hard way and not get burned twice by having done a little prior homework second time around,,, not so with identity theft, first encounter your life can become a nightmare taking several years clearing your name and your credit. If you think it can't happen to you, you must like the odds 1 in 27
Financial fraud today is the number one consumer complaint and growing steadily with every day passing, credit cards - debit cards - email scams - imagine some people even have their house sold or purchased a car without knowing, With sophisticated software and printers available today creating false identification is a breeze.
How to Lock out Identity Theft
you have 2 choices, one, you can surf the Internet for free advice that only spells common sense, use a shredder for all mail before leaving in garbage curbside - don't have direct access to personal information on your computer or cell phone - don't carry your SIN # in your wallet or any passwords - there are about 100 more suggestions how to safeguard yourself for free or you can do following and pay for a service Get Equifax ID Patrol Now!
Become a member with Equifax whom is also one of the 3 major credit providers that carry your credit score, here are just some of the factors I personally like.
(1) You have the ability to control who has access to your credit report, you can keep it locked or unluck for specific companies " example " a dealer can't run a Equifax credit check on you while your on a test drive without your consent
(2) Email alerts when information is found being traded on the internet
(3) A security freeze that prevents your credit report from being reported to third parties
(4) Comprehensive credit file monitoring and automated alerts of key changes to your Equifax, Experian and Trans Union credit files
(5) Up to one million dollars identity theft insurance with no deductible
(6) Knowledgeable customer care available 7 days a week
(7) You get one 3-in-1 credit report along with unlimited access to your Equifax credit report
Protect yourself, don't give thieves or hackers an opportunity to ruin your life, become a member with Equifax
Should you decide not to continue with the product you will still have gained the knowleage how identity theft works along with having obtained a credit report from Equifax - Experian and Trans Union.
You may cancel your product at any time. If you purchased a subscription product that is billed monthly, the cancellation will occur at the end of your current billing cycle
Summary,,, we are but pioneers of technology that was duped as the superhighway in the 90's, a highway that is still far away from protecting consumers " example " scammers in Nigeria that needs help to transfer millions of dollars or hackers that have you pursue links that is infected with permanent pop up's and then want your money to correct the problem, the scams are endless with Identity thieves having reached the very top of the list, safeguard yourself with the best tool available today Get Equifax ID Patrol Now!
Up to 499: 1% A look at credit scores
500 - 549: 5% among the US population
550 - 599: 7%
600 - 649: 11%
650 - 699: 16%
700 - 749: 20%
750 - 799: 29%
Over 800: 11% Credit scores (usually) range from 340 to 850. The higher your score, the less risk a lender believes you will be. As your score climbs, the interest rate you are offered will probably decline.
Excellent - 750 - 850
Good 660 - 749
Fair 620 - 659
Poor 350 - 619
Beware free Credit Report Scams
The FTC " Federal Trade Commission " has identified over 130 imposter sites that may be trying to mislead consumers for quick profit, many of these sites charge a fee up front for a supposedly money back guarantee " yer good luck " or worse will have collected information that can be used to commit future identity theftYour Credit Score, note I said Credit Score not Credit Report, this is the information you really want and it's not free, Equifax is a legitimate provider getting your credit score and report ""Get your Equifax Credit Report and Score Now!"" note when you arrive at the destination page your cost for this service is displayed up front, not after having provided all your personal information, sign up, if you don't find the service usefull simply cancel before second month start with no hassle.
How not to get Scammed
With false advertisements/misleading ads. Google the address of any site that got your interest but, before you commit add words like, scam - scammers - crooks - dishonest,,, you may be ending up horrified,,, Be cautious with any website where a link is recommended, you could be dealing with a site giving you tips for personal gain only,,, there are but a few links on this site that provide service that I feel are very valid value shopping for a car, if you explore the links and don't find 100% honesty plese post your findings in the forum within the site.
