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   Ray Paulsen

 

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expertise from years of experience with no need to Nickel or Dime consumers with hidden agendas to buy books. CD's or having to join a newsletter to get answers

Ray Paulsen has answered over 3000 Consumer Questions on the www, view over 700 posted by Allexerts.com of America

Who are the # 1 Scammers in the Auto�Industry

If you think Dealers and Salespeople - think again

 

Buying a car is not one transaction
There are four rolled into one

*Car Price
*Financing
*Trade Value
*Business Office

The Dealer sees all four as ways to profit

         

The Salesmen with their checkered jackets...bow tie and polyester pants have all been replaced by highly trained sales consultants, loaded down with computers at their finger tips... there are no used cars anymore - they are now all pre-owned gentle vehicles

But one thing that has not changed is the negotiation process.

Next to purchasing a home, transportation is the single most expensive commodity in the average household

It's a huge investment!!! Your Mom and Dad had very few information references when buying that first car. They were confined to the library, magazines, books, word of mouth and trust. Today there are no excuses for not getting the value you deserve... you simply type a few keywords into your search engine and thousands of links are at your fingertips! But unfortunately, little has changed over time.
Dealerships still have the upperhand and profit more than ever...WHY??
What's the point of having all the answers in front of you if you don't follow the proper steps to purchasing a vehicle?  Many consumers have been on the computer for hours gathering information and then enter a dealership with a know-it-all attitude but leave with the short end of
the stick! Helloooooo this is 2008... not the 60's, 70's or 80's!!!

TOP 10 MISTAKES BUYERS MAKE

# 1...Shopping with only monthly payments in mind
# 2...Declaring to a salesperson "I'm paying cash,
what's your best price?
# 3...Not properly doing a test drive

# 4...Total trust in the dealership and/or salesperson
# 5...Not getting the full history of the vehicle
# 6...Getting sucked into after market products
# 7...Advertisements that guarantee top dollars for trade
# 8...Not negotiating scratches, dents, Owner's Manual, extra keys
# 9...Not shopping around (going to only one dealership)
# 10...Letting emotions rule over logic

Any one of these 10mistakes. could cost you thousands of dollars or have a lemon parked in your driveway. Be honest with yourself: Did you cover these 10 steps when purchasing your last vehicle?



BUYING A BRAND NEW VEHICLE?

If you're shopping for a brand new vehicle (and a resident of the United States), I highly recommend you get quotes from one or both sites, they are the leaders for free quotes on the Internet 

                                            Free Price Quotes at Edmunds.com     Get a Free Discount Price Quote!

There is no catch and it's Free! Dealers compete for your business online and I assure you that the prices quoted will be the lowest. When you enter a dealership you'll be one step ahead of the salesperson, who will try to swindle you for profit without knowing you have the final price in your back pocket. 5 mintues of your time will save you hundreds of dollars

In my experience, approximately 80% of consumers could have saved hundred of dollars (20% of these consumers would have saved thousands) when they purchased their vehicles if they had only followed a few easy steps to help them investigate their options.


HOW TO NEGOTIATE YOUR BEST PRICE

Unless your a professional with many years of experience in the field, don't think for one moment your in the know, your angle is covered , here is a few pointers how  dealers negotiate  how you negotiate. 

 

Compare Your Credit Score - With the US Population

You pay your bills on time and figure your in good standing when you apply for a loan, without knowing your actual credit score you could be accepting terms at a higher rate as your report card may show error that needs to be removed, if you know your current credit score " here is how you rate "      credit score. 


Should you buy an extended warranty at a dealership

Years ago without internet consumers had little choice but to buy an extended warranty from dealership, today you have much choice through the internet but most consumers feel nervous dealing direct with online companies feeling safer buying from a dealer
" It's a cash cow for dealers making over 100% mark-up " It's buyers beware buying through the Internet "
I know every 3th party Warranty on the market today, over 90%  will find loop holes in the fine print and will not pay for repairs, here is the best warranty Company on the Internet today, I have yet to get mail about not being satisfied, and if I ever do, I will investigate   warranty


BEWARE THE TYPE CONTRACT YOU SIGN

* You buy a car * Sign a contract * Drive car home * 
A few days later dealer calls and demand a new contract to be signed or worse you must return vehicle the deal is off  car tips  


Best History report on the Internet

The # 1 choice by Thousands of Dealerships - Buy with Confidence - Negotiate Like a Pro Shopping for a used car? AutoCheck® Unlimited lets you check unlimited VINs for vehicle history for 60 days.

I personally prefer Auto Check compared to Carfax, you get a longer time frame to investigate your options along with a report card that's easy to understand, click to view a sample report card, or enter for a free Vin # check